Minnesota’s New Zero Estimated Exposure Workers’ Compensation Law: What Construction Contractors Need to Know
Starting on January 1, 2026, Minnesota will implement significant changes to its workers’ compensation system, specifically targeting the use of “zero estimated exposure policies” (also known as “if-any” policies) within the construction industry. These updates passed during the 2025 legislative session aim to increase transparency and accountability among contractors who operate without employees or payroll. […]