– Legal Insights –
Twin Cities-area businesses are experiencing a significant uptick in Department of Homeland Security (DHS) Notices of Inspection (NOI) requiring them to produce all relevant Form I-9s for their employees. Recent shifts in federal immigration enforcement have led to a significant change in how U.S. DHS initiates audits. While NOI were...
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Real estate brokers (and, in turn, brokers’ agents) are paid on a commission basis. Just as a shoe salesman’s income can be based off the number of shoes he sells, real estate brokers earn income based off the number of sales transactions in which they are involved. How does a...
On May 29, 2018, Minnesota Gov. Mark Dayton signed an amendment to the law prohibiting payment or rebate of insurance deductibles on residential construction projects. Minnesota law already stated that a residential contractor providing home repair or improvement services was prohibited from paying, rebating or otherwise compensating a residential property...
Your homeowner’s association annual meeting has been held and election of the new Board of Directors is complete. You’ve been elected to the Board. Congratulations! So, how can you be an effective Board member? One of the most significant ways to be an effective Board member is also one of...
While the adage “What you don’t know can’t hurt you,” is typically more of a hope than a fact, it can be particularly wrong for home buyers and investors. In recent years as the real estate market has gone up and down, there has been a cottage industry of investors...
Recently, I have fielded questions about association operations, including several about what members of a Board of Directors are entitled to—and what they are not entitled to. It became apparent that, on a broader scope, there may be some myths and misconceptions to dispel about voting and use of proxies,...
“Physician, heal thyself,” is a maxim as old as the bible. Although we are not doctors, self-healing is also expected in the legal profession. After all, we are typically fantastic when it comes to solving our client’s problems, as well as serving as a combination psychologist and trusted advisor. The...
In my previous career as a real estate broker, I used to advise clients there are three legs to a multifamily property valuation stool: Physical – the physical structure and mechanicals. Financial – the income and expenses. People – as financial assets or liabilities. This article addresses the third stool,...
Liability waivers are common in many contracts between businesses and the general public. Whether the contract covers in-home daycare or bungee jumping, it likely includes language intended to function as a release or a liability waiver that the business owners hope will act as a shield in the event of...
The Financial Conduct Authority (“FCA”) in the UK has announced that it will no longer require banks to submit London Interbank Offered Rate (“LIBOR”) quotes after 2021. This change requires careful review and action for lenders, borrowers and investors. LIBOR’s significance in the industry is demonstrated by its prevalence –...
People who make a disability claim in the U.S. will have stronger protections when a new rule goes into effect April 1, 2018. Late last year, the Department of Labor released a final rule to strengthen the claims and appeals requirements for plans that provide disability benefits. A big reason...