– Legal Insights –
This article is the second in a series about changes in the MCIOA. In this series of articles, we are analyzing the different provisions of SF 1750, which made numerous changes to the Minnesota Common Interest Ownership Act (“MCIOA”). With the exception of a few changes in definitions, which were...
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When someone describes a traumatic brain injury (TBI), most people think of athletes such as those in the NFL or baseball players like Justin Morneau. Thankfully, gone are the days when concussions were seen as minor annoyances and kudos were given to athletes who immediately got back in the game....
One of the most common problems individuals face is insufficient automobile insurance coverage. This is because people often believe that “full insurance coverage” is enough coverage. Minnesota law requires that we all buy no-fault, liability, underinsured and uninsured motorist coverage. But, what does this mean and how much should you...
Business contracts usually contain a “Miscellaneous” or “General” section at the end of the document. The provisions under such a section are often viewed as boilerplate. However, such provisions can dramatically affect business terms and associated risks. Typically, the focus is appropriately on pricing, timing and manner of payment, delivery...
In the United States, companies are still primarily under a “self-regulation” model when it comes to privacy considerations. There are exceptions for regulated entities (i.e. financial institutions subject to Gramm-Leach-Bliley Act and healthcare providers subject to the Health Information Portability and Accountability Act) which must follow statutory based regulations on...
The Departments of Commerce and Labor and Industry published Bulletin 2010-4 (the Bulletin) in 2010 to address complaints of consumers and the insurance industry regarding perceived abusive practices being done by building contractors. In particular, consumers were concerned about contract language that required payment even if the homeowner did not...
The recent tornados in the Twin Cities area announced the arrival of the Minnesota severe weather season very loudly. The storms that have occurred to date have caused significant damage in or around the Twin Cities area and putting homeowners’ in very difficult circumstances. The damage to those homes will...
The Federal Housing Administration (FHA) released a detailed update to existing condominium underwriting regulations on June 30, 2011 with new requirements effective for all approval application packets submitted on or after August 30, 2011. In 2010, FHA-insured mortgages accounted for more than one-third of all condominium purchases nationwide. Many other...
Unity in the Community: It Starts with Effective Board Members For any newly-elected Board member, the responsibilities and obligations of the job can be daunting. Taking those responsibilities and obligations seriously is important, not only because it’s the “right thing to do,” but also because doing so is in the...
With the advent of Facebook, LinkeIn, MySpace, Twitter, and other content on the internet, it is inevitable that most employers will make use of such information to screen job applicants, monitor existing employees, and ultimately make employment decisions. For employers, the question is whether such developments are a positive innovation...
I was fortunate enough to be able to participate in the Hennepin County Judicial Ride-Along Program last spring. My interest was piqued after reading the January 2010 article from Chris Morris who also participated in this program. Quite simply, this is an opportunity not to be missed by lawyers practicing...