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In the absence of a tornado, flood, hurricane, earthquake, tsunami, or other “Act of God,” and without a specific contract provision on point, the contractor bears the risk of delays and additional costs associated with adverse weather. Even in the unlikely event of an Act of God, the contractor will...

Community Associations Beware: Minnesota law requires replacement cost insurance rather than actual cash value coverage Recently, one of our clients informed us that certain insurers were selling and providing actual cash value policies to Minnesota community associations; the client questioned whether such policies complied with Minnesota law. Minnesota law requires...

Some insurance companies are telling Minnesota property owners and their contractors that insurers do not have to pay overhead and profit under Minnesota law. There is no such law. Some insurance companies say they have what amounts to an unwritten policy to not pay overhead and profit. Unwritten policies do...

U.S. Department of Education Guides School Districts in Providing Equal Opportunities to Student-Athletes with Disabilities Earlier this year, the Department of Education’s Office for Civil Rights (“OCR”) issued guidelines clarifying school districts’ existing legal obligations to provide students with disabilities equal access to extracurricular athletic activities.1 The OCR noted that...